
	Don't forget to factor in closing costs when considering a home sale or purchase. Dogwood Realty Inc is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 812-849-HOME (4663) if your needs include a professional REALTOR^® experienced in the business side of real estate.

Expected closing costs

There are certain expected expenses linked to closing the sale of a house. These expenses are usually split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Indiana to help lead you through your process.

Closing costs that are loan-related (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your transaction, not only will I work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly where your money is going.

Buyers: When buying a home in Lawrence County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not astonished when you come to the closing appointment. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that seem unusual.